Home » Part 1: The Filing Process

The Process of Filing and Getting Ready to File Step 1:

It is important to consult with an attorney before beginning the bankruptcy process, as it is a bit complicated ad comprehensive.  An attorney may advise options for your debt relief depending on your unique financial situation.

Fotor03279351Prior to filing a bankruptcy in Arizona:

  1. You must provide the last tax returns (federal and state) that you filed.
  2. You must provide pay stubs for the 6 months prior to the filing of your case. (If it takes a while to get your case filed for some reason, hang on to your future pay stubs in order to give those to your lawyer).
  3. You must provide a certificate of completion of credit counseling through an approved agency. Your attorney will help you with information regarding the credit counseling class you must take, and which agencies are approved.
  4. Other information needed before filing
    a. Prior bankruptcy case number(s) and date of filing, if you filed before.
    b. Information on your Bank account(s) , such as account numbers, and know how much is in each account.
    c. Information about your investments,  (stocks, savings bonds…)
    d. Year, make and model of all vehicles, cars, mobile homes.–( your attorney can look up the value.)
    e. Gross income for the two prior years, as well as year to date income. (If you are self-employed, be prepared to show on paper your gross receipts and expenses for each of the prior 6 months.)

THE BANKRUPTCY PROCESS WITH PHOENIX BANKRUPTCY LAWYERS

 

Bankruptcy is not only an option for eliminating crushing debt, but an opportunity for you to take care of your unmanageable debt. Bankruptcy is an option for debt relief. To better understand the concept of bankruptcy, contact our lawyers at My AZ Lawyers at (602) 509-0955

 

 

 

 

 

Our Phoenix bankruptcy lawyers are located in Phoenix, Arizona, and serve bankruptcy clients in Scottsdale, Phoenix, Glendale, Tempe, Mesa, Chandler, Pleasant Valley, Avondale, Cashion, El Mirage, Peoria, Sun City, Sun City West, Tolleson, Youngtown, Gilbert, Queen Creek, Casa Grande, Surprise, Prescott, Marana, Tucson, Flagstaff as well as Pima, Pinal, and Maricopa County.
DISCLAIMER: The information you obtain at this Arizona Bankruptcy Law web site is not, nor is it intended to be, legal advice. You should consult a Phoenix lawyer for advice regarding your individual situation. Our Arizona Bankruptcy lawyers and staff invite you to contact our Arizona Bankruptcy Law Firm and welcome your calls, letters, and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.  Thank you for visiting our Phoenix debt relief web site.