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Is Bankruptcy the Best Option For You?

Deciding to File bankruptcy

Before a bankruptcy case can be filed, the debtor must decide if this is the best way for dealing with his or her financial problems. At your FREE bankruptcy consultation, our experienced Phoenix Bankruptcy Lawyer will help you determine if filing for bankruptcy protection is the right course of action for you and your family.  Our bankruptcy experts will analyze your current financial situation and make a recommendation as to what is the best form of debt relief for your situation.  A Phoenix Bankruptcy Attorney’s analysis will include other possible avenues of dealing with your situation.

imagesThe National Association of Consumer Bankruptcy Attorneys (NACBA) lists 5 steps that anyone considering bankruptcy should take before deciding if a Bankruptcy filing is for you.

  • Learn the Advantages and the Disadvantage of Bankruptcy Benefits of filing for bankruptcy protection in Phoenix, Arizona include a discharge of most debts and an automatic stay against creditors. The negative in particular is the possibility of losing property and the negative affect it will have on your credit rating.
  • Determine Whether Bankruptcy Will Get rid of Your DebtsCertain debts cannot be discharged in bankruptcy. Debts which can’t be eliminated include some taxes, alimony, child support and most student loans.
  • Do a Budget AnalysisA budget will help you determine if you will be able to pay your bills after filing for bankruptcy or whether your problems will continue.
  • Consider Alternatives to Bankruptcy Declaring Bankruptcy in Phoenix, Arizona is only one method of dealing with overwhelming debt. There are other steps you can take to reduce your debt that don’t include filing for bankruptcy. There are alternatives to filing bankruptcy.
  • Finding a Good Bankruptcy Lawyer Picking the right Phoenix bankruptcy attorney for you can appear daunting. The best advice is to select a Phoenix Bankruptcy Lawyer who is trained and very experienced handling both Chapter 7 and Chapter 13 cases, and one with which you feel very comfortable.




Declaring bankruptcy in Phoenix, Arizona can be a complex process, partnering with an experienced Phoenix bankruptcy lawyer is extremely important to assure that your bankruptcy is a success. Contact the bankruptcy lawyers at My AZ Lawyers to get a free consultation today at (602) 509-0955.

If you are struggling with your finances or overwhelmed by debt, you have decisions to make.  There are options for you!  Find out the “Truth About Filing Bankruptcy” in Phoenix, Arizona.

Whether or not to declare bankruptcy is a life-altering decision for a person to make. There are a myriad of reasons for filing for bankruptcy protection from overwhelming medical bills to crippling credit card debt. Regardless of the reason, filling for bankruptcy in Phoenix, Maricopa County, Arizona may offer the person a fresh start, but it is important for anyone contemplating debt relief to not only understand what options are available, but also to understand the future implications of filing for bankruptcy.  Our quality bankruptcy lawyers will assist you with your debt relief choices.  Call now for a free consultation.

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Call (602)509-0955 for Debt Relief Help Now!

Serving Chapter 7, Chapter 11, and Chapter 13 clients in Phoenix and surrounding communities!

Our Phoenix bankruptcy lawyers are located in Phoenix, Arizona, and serve bankruptcy clients in Scottsdale, Phoenix, Glendale, Tempe, Mesa, Chandler, Pleasant Valley, Avondale, Cashion, El Mirage, Peoria, Sun City, Sun City West, Tolleson, Youngtown, Gilbert, Queen Creek, Casa Grande, Surprise, Prescott, Marana, Tucson, Flagstaff as well as Pima, Pinal, and Maricopa County.
DISCLAIMER: The information you obtain at this Arizona Bankruptcy Law web site is not, nor is it intended to be, legal advice. You should consult a Phoenix lawyer for advice regarding your individual situation. Our Arizona Bankruptcy lawyers and staff invite you to contact our Arizona Bankruptcy Law Firm and welcome your calls, letters, and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.  Thank you for visiting our Phoenix debt relief web site.

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